The Commercial Islamic Bank of Iraq always seeks to provide the best by keeping pace with modern secure technical developments that allow the bank’s customers to benefit from these electronic banking services by simply communicating via the Internet using their personal computer or smartphone from anywhere in the world; The customer can conduct his banking transactions himself without having to visit the bank branches, as the customer can transfer amounts between his accounts, obtain an account statement, know the balance, transfer from the customer's account to another customer's account within the same bank, in addition to the possibility of submitting requests such as requesting a checkbook in a manner that is easy and clear and supported by the highest levels of security.
To obtain this service, it is required:-
Deposit and withdrawal service from any branch
Through this service, the customer can benefit from the banking services provided by the bank by going to any accessible branch and it is not necessary to go to the branch (in which the account was previously opened).
To obtain this service, it is required:-
Electronic Clearing Service (ACH)
It is the service that enables the customer to collect the amounts of the checks deposited in his account in a short period.
To obtain this service, it is required:-
Automated Teller Machine (ATM) Service
Banks have long sought to find simple and safe ways to obtain cash without having to carry cash that may be subject to theft. This was embodied in the use of electronic cards and ATMs, which have contributed significantly to serving bank customers, encouraging banks to deploy ATMs in public places so that it has become easy to obtain cash from any ATM, even if it is not affiliated with the customer's bank, and from any country, even if it is not the country in which the customer's account was opened. ATMs are now equipped to provide other banking services in addition to the ability to obtain cash, such as the ability to view the balance, the ability to obtain a statement of the last 10 banking transactions, the ability to change the card's PIN, in addition to the ability to use it as a means of advertising and promoting the bank's products and services.
International Bank Account Number (IBAN)
The International Bank Account Number contributes to improving the level of financial and banking services and settling payments locally and internationally, and in a way that contributes to completing money transfer transactions more quickly, as a result of using a correct bank account number that is confirmed through the International Bank Account Standards.
| IBAN (23 Digits) | ||||
|---|---|---|---|---|
| Bank Identification | Country Code | Audit Code | ||
| Account Number | Bank Identification Code | |||
| XXX XXXXX XXX | XXX | IQ | ||
| 12-digit account number | 3-digit branch code | 4-digit SWIFT code | 2-digit | 2-digit |
US Foreign Account Tax Compliance Act (FATCA)
The Commercial Islamic Bank of Iraq is one of the Iraqi banks that comply with the FATCA law.
It has the Global Identification Code (Reporting Model 2 FFI) where it follows the model (GIIN).
(XNHD3J.00004.ME.368
